The best way to get the most value for your money is the Annual pass. For anyone who is not a Floridian the Incredipass is the only option. Florida residents have a few options but have blackout days. The Incredipass is a whopping $1549. plus tax and no payment installments. The benefits are definitely worth the cost. No blackout days, 10-20% off restaurants, 20% merchandise, free parking and if you plan your trips 30-40% off hotels. I have gone from staying at moderate resorts to monorail resorts like the Polynesian for as low as $415. a night. The magic is there you just need to find it. The pass cost equals to about 10 days of regular ticket prices. Not everyone has the luxury of and Annual pass the second option is a moderate resort with there length of stay passes. This too has benefits. dining plan, extra hours and being in the Disney bubble. The cost is a bit more but is spread out into trips. verses all at once.
Amy's Disney Blog 